Florida’s injury laws changed significantly in 2023, shortening deadlines and tightening the fault rule.
Filing deadline: 2 years
For negligence claims arising on or after March 24, 2023, the deadline is generally two years (Fla. Stat. § 95.11), cut from four years by HB 837.
Fault rule: 51% bar
Since HB 837, Florida uses modified comparative negligence (Fla. Stat. § 768.81). If you are more than 50% at fault, you recover nothing; otherwise your damages are reduced by your share. (Medical malpractice cases are an exception.)
No-fault insurance (PIP)
Florida is a no-fault state. Your own $10,000 Personal Injury Protection pays first for medical bills and lost wages, and you must generally seek treatment within 14 days to use it. You can sue the at-fault driver for pain and suffering only if your injury meets the serious-injury threshold.
Quick comparison
See how Florida compares to other states in our guide to personal injury deadlines by state.
This guide is general information, not legal advice. Laws change and every case is different. Talk with a licensed attorney in your state.